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Money Basics

Sending Large Amounts from the US to Korea — The Actual Process for $100,000 and Up

08/25/2026 by DONGHYUN KIM
A smartphone displaying a currency converter surrounded by dollar and euro banknotes, highlighting exchange rates.

A six-figure wire transfer Korea request triggers bank compliance holds and paperwork most senders never expect — here’s how it actually works.

Categories Money Basics

Severance Package Negotiation — Why You Should Not Sign What the Company First Offers

08/23/2026 by DONGHYUN KIM
Top view of employment agreement contract with pens and seasonal hire note on wooden desk.

A severance negotiation can add thousands to your payout — here’s how Korean professionals can counter an offer without risking visa status.

Categories Money Basics

Landlord Keeping Your Security Deposit — State Laws and How to Actually Respond

08/17/2026 by DONGHYUN KIM
Decorative cardboard illustration of lock on bank with American paper money under Deposit inscription on blue background

Facing a security deposit dispute with your landlord? Learn state deposit laws, valid deductions, and the exact steps to get your money back.

Categories Money Basics

H-1B Premium Processing Fee — Can You Get Your Company to Reimburse It?

08/17/2026 by DONGHYUN KIM
Person in business attire signing a document at a wooden table in an office setting.

H-1B premium processing rules are murkier than most employer-paid fees — here’s who actually owes it and how to ask HR to cover it.

Categories Money Basics

PMI Cancellation vs FHA MIP — Why Your First Loan Type Decides How Fast You Escape It

08/16/2026 by DONGHYUN KIM
Calculator with keys and real estate documents symbolizes home buying finances.

PMI cancellation works one way on a conventional loan and a completely different way on FHA. See which path applies to you, with real numbers.

Categories Money Basics

H-1B Moonlighting — Can You Legally Take a Second W-2 Job or Consulting Contract

08/15/2026 by DONGHYUN KIM
A city skyline under a full moon with a dark sky and urban silhouette.

H-1B moonlighting isn’t a gray area — learn when a second job needs its own H-1B petition and what’s actually allowed.

Categories Money Basics

Freelancing on Upwork or Fiverr During F1/OPT — Why It Can Count as Unauthorized Employment

08/13/2026 by DONGHYUN KIM
Close-up of a restricted area door with signage emphasizing authorized access only.

Freelancing on Upwork or Fiverr during F-1 OPT can count as unauthorized employment on OPT. Learn the rules before you accept a gig.

Categories Money Basics

Buying a Home on H-1B — Why Mortgage Approval Is Harder and How to Get It Done

08/12/2026 by DONGHYUN KIM
Cutout paper composition of realtor with inscription mortgage over house for purchases with payment of interest on amount of cost

An H-1B mortgage is legal and common, but plenty of lenders reject visa holders who qualify. Here’s why approval gets harder, and how to actually get one done.

Categories Money Basics

Down Payment Assistance Programs Immigrants Never Hear About

08/11/2026 by DONGHYUN KIM
Top view of open carton money envelope with pile of paper money for birthday gift on white table

A down payment assistance program can cover part of your down payment, yet many green card holders never learn these programs exist.

Categories Money Basics

Wire Fraud Prevention Checklist for Buying US Property Remotely from Korea

08/10/2026 by DONGHYUN KIM
Close-up of a smartphone displaying a fraud alert notification on a wooden surface.

Buying US property from Korea and wiring the down payment or closing funds? Here’s the exact wire fraud checklist that stops the scam that costs buyers everything.

Categories Money Basics
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